Nick has more than 34 years experience of dealing with mortgages. He was responsible for mortgage lending at executive level within a national lender.
Nick is currently a partner in Baxters Business Consultants (who provide expert witness, management, marketing and training consultancy services to the residential mortgage lending industry), is a director of Mortgage Promotions (a mortgage club for regulated mortgage writers) and a non-executive director with Rockstead (a mortgage audit company).
Nick was involved with the implementation of the Council of Mortgage Lenders Mortgage Code where he was a member of the Mortgage Code Compliance Board Advisory Group and Disciplinary Committee. He is appointed by Lord Chancellor/Justice Secretary to the Tribunal Service First-tier Tribunal General Regulatory Chamber (Consumer Credit) and First-tier Tribunal General Regulatory Chamber (Estate Agents) to hear licensing appeals under the Consumer Credit Act and the Estate Agents Act and appeals from decisions of the OFT under the Money Laundering Regulations 2007. He is a member of the advisory board to the Society of Mortgage Professionals and has been a practicing member of the Academy of Experts (MAE) since 1996.
As one of the most highly qualified people in the mortgage industry, is a regular speaker at industry events and a regular columnist in the mortgage press.
Nick is ideally placed to offer expert witness services in all mortgage related matters.
