Expert Witness

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Areas of Expertise

We are able to provide an opinion in the following areas:

  • Mortgages & remortgages

  • Lending policies, underwriting, loan assessment

  • Forensic analysis of past mortgage cases comparing the lending against lending policies and general practices at the time, for Claimants and Defendants.

  • Analysis of specialist lending products and individual mortgage applications, including offset, self-certification, sub-prime, buy to let, 100% loan to value, home income plans, equity release loans, shared appreciation mortgages and enhanced income multiples.

  • Contributory negligence analysis

  • Professional negligence

  • Lending negligence

  • Arrears management and possession sales

  • Interest only -v- repayment/capital and interest

  • Lending into retirement

  • Unsecured debt rolled into secured debt

  • Mortgages / mortgage sales practice

  • Negligent mortgage advice and inappropriate use of mortgage repayment vehicles

  • Payment protection insurance (PPI and MPPI) and single premium payment protection insurance

  • Mortgage fraud (including forensic analysis of individual cases)

  • Individual borrower disputes

  • Unsecured lending

  • Consumer credit & consumer loan disputes

  • Consumer Credit Act and alleged unfair relationships

  • Debt recovery / realisation